Publications
As a member service, UMACHA stocks the following materials in our office. There are two convenient ways for you to order:
UMACHA Publications Catalog - Updated June 2011
NACHA Payments Publications Catalog
#10000 NACHA Operating Rules and Guildelines (ACH Rules)
Reorganized and redrafted rules set creates a more user-friendly framework, substance remains unchanged. The 2012 NACHA Operating Rules reflects the results of the Rules Simplification initiative. Previously organized around major topics, the simplified Rules framework is structured around the rights and responsibilities of participants in the ACH Network. The 2012 NACHA Operating Guidelines is the product of a comprehensive review and complete overhaul of the former Guidelines to match the structure of the redrafted Rules. New and veteran users of the Guidelines will benefit from its improved organization, streamlined language and updated guidance on key topics. Price includes updates throughout the year. .
Members $29.00, Non-Members $53.00
#10001 NACHA Operating Rules & Guidelines on CD
This self-exectable .exe file with limited search and no print capabilities contains all the information available in the print edition. It comes with full access to the ACH Rules online, where full search, save search, bookmarking and limited print functions can be performed. For Windows XP, Vista and Mac. Adobe Acrobat Reader 7.0 required.
Members $29.00, Non-members $53.00
#10105 Risk Management for the New Generation of ACH Payments (Internet, Telephone and E-Check ACH Pymts)
The Guide is arranged with an overview of the ACH Network and risk issues involved to assist those new to the ACH Network. Subsequent chapters address the specific risk issues related to Internet, Electronic Check and Telephone-Initiated ACH payments from the Originator, ODFI and RDFI perspectives.
Members $35.00, Non-members $55.00
#10010 NACHA Operating Rules & Guidelines-Corporate Version
The 2012 NACHA Operating Guidelines – Corporate Edition includes excerpts from the NACHA Operating Guidelines that are important to corporations. Refer to the Guidelines for originator roles and responsibilities within the ACH Network and and overview of various SEC Codes. In addition, the Corporate Edition offers details on the legal framework of the Rules, Third-Party Service Providers, OFAC Compliance, and a brief history of the development of the ACH Network. For corporations and financial institutions with corporate clients.
Member $19.00, Non-Member $34.00
#10002 NACHA Operating Rules & Guidelines - Online Link
Contains all the information in the print edition.
Members $29.00, Non-members $53.00
#10011 NACHA Operating Rules & Guidelines - Corporate Version on CD
An electronic version of the paper book for corporations and financial institutions with corporate clients.
Member $19.00, Non-Member $34.00
#10012 NACHA Operating Rules & Guidelines - Corporate Version - Online Link
A link to the online version of the paper book for corporations and financial institutions with corporate clients.
Member $19.00, Non-Member $34.00
#10030 Navigating the Simplified ACH Rules
This NEW guide presents the results of the Rules Simplification initiative ─ a completely new version of the NACHA Operating Rules that became effective on January 1, 2011.
Previously organized around major topics, the simplified Rules framework is structured around the rights and responsibilities of participants in the ACH Network. Simplified Rules acknowledges the major roles played by originating and receiving financial institutions and dedicates a major section to each of these roles, presented in clear, understandable and consistent language throughout. Financial institutions will be able to use these sections to determine rights and responsibilities regarding any ACH payment they send or receive.
This guide also features a handy mapping tool to assist users in navigating the old Rules vs. the simplified Rules.
Member $20.00, Non-Member $45.00
#10012 NACHA Operating Rules & Guidelines - Corporate Version - Online Link
A link to an online version of the paper book for corporations and financial institutions with corporate clients.
Member $19.00, Non-Member $34.00
#20750 ACH Audit Guide on CD
This comprehensive ACH Audit Guide is now on CD to provide you more assistance and convenience in completing your annual ACH Audit. The worksheets have been updated and include tips for each specific compliance area. The CD includes: a pre-audit checklist, the audit worksheets, sample ACH policies, a sample WSUD form and an sample audit report of Rules compliance. Additionally we have included for reference, an EFT Error Resolution & Investigation form, a UCC 4A Disclosure & Primer, and a glossary of ACH terms. Also included is the complete Appendix 8 language with ACH Rule references for each ACH audit requirement.
Members $60.00, Non-Members $110.00
#10110 ACH Compliance Handbook 6th Edition **NEW
ACH Compliance Manual: How to Comply with ACH-Related Rules & Regulations—6th Edition
"Everything you always wanted to know about compliance, but were afraid to ask or couldn't find." This comprehensive manual covers authorizations, disclosures, processing, funds availability, settlement, error resolution, returns, reversals, retention, audit, all Standard Entry Class Codes and much, much more. Helpful compliance tips are included as well as a resource list and glossary of terms.
Members $40.00, Non-Members $70.00
#23000 ACH Corporate User Guide
The ACH Corporate User Guide on CD is an excellent resource for companies /business ACH users. It is also an excellent resource for financial institutions. This guide on CD has been updated to include information for companies/business on the new International ACH Entry (IAT). Developed to help companies establish and maintain a successful ACH origination program, this guide includes useful tools to assist a company or financial institution. What's inside: corporate responsibilities; exception processing; specific application concerns for numbers applications; list of return reason codes and much more.
Members $35.00, Non-Members $55.00
#40075 ACH Network Data Security Self-Assessment Workbook
This workbook is designed to provide tools to ACH Network participants on how to achieve practical data security and to implement information management practices. This workbook encourages companies to enact measures that adequately protect sensitive ACH information that is stored, processed, or transmitted electronically. Smarter management of payment-related information will result in reduced organizational risk, maintenance of a positive image, enhanced customer confidence, and an improved bottom line. (2007) Contents include:
1. Introduction
2. Overview of the ACH Network
3. Computing Your Information Risk Profile
4. Choosing Your Information Security
Controls: High to Medium Risk (Levels 1-3)
5. Choosing Your Information Security
Controls: Low Risk (Levels 4-5)
6. Conclusions
7. Glossary
8. Case Studies
9. Data Protection and Privacy Checklists
Members $35.00, Non-Members $55.00
#10100 ACH Risk Management Handbook
This handbook explains the four types of ACH payments risk, assesses the operational implications, and provides guidelines for developing an effective risk management program. This is a must have for financial institutions, processors, governments, corporations and other ACH participants.
Members $30.00, Non-Members $50.00
#40026 Stop Payment Forms (pkg of 50)
This updated Stop Payment Request Order allows you to comply with Regulation E and the March 19, 2010 NACHA Operating Rule Amendment. This two-part carbonless form gives you flexibility to stop an ACH payment one time or permanently, as well as stopping payment on paper items (i.e., checks). One form - multiple uses - satisfied customers!
Members $17.00, Non-Members $34.00
#40100 IAT Survival Guide
Effective September 18, 2009, NACHA rules require every ACH payment entering or exiting the United States to be identified and formatted as an International ACH Transaction (IAT) and EACH transaction must be reviewed for OFAC compliance. All U.S. financial institutions are affected by this rule, even those that do not currently send or receive international ACH payments as any financial institution may potentially receive an IAT transaction. Every financial institution needs to understand how it is impacted by the new NACHA rule. Penalties for non-compliance with OFAC's regulations can be severe.
Members $35.00, Non-Members $65.00
#40003 IAT OFAC Sample Policy
This sample policy will assist your financial institution with their OFAC compliance regarding ACH receipt and origination.
Members $25.00, Non-Members $100.00
#40040 ODFI Risk Management Guide
The ODFI Risk Management Guide (updated annually) is available on CD and is designed to give an overview of the different types of ACH risks, as well as provide information for preparing a risk policy, procedures, and controls for managing ACH risk. Samples forms are provided as prototypes for your needs. The ODFI Risk Management Checklist will assist you in determining your compliance position.
Members $40.00, Non-Members $100.00
#40041 Revised UCC4A and the ACH Network
Evaluates the impact of UCC 4A on security procedures and bank/corporate agreements. For financial institutions and corporations that handle ACH wholesale credits.
Members $50.00, Non-Members $90.00
#10107 Risk Management for Consumer Internet Payments
This book analyzes risk management considerations and practices for ACH, debit card, credit card, and person-to-person payment systems in the context of Internet-initiated payments. For each payment system, it evaluates legal/regulatory, credit, operational, and fraud risks for each payment system stakeholder, including financial instiutions and merchants. It also identifies risk management principals, how the Internet impacts risk management, and explains relevant concepts for each system. Finally, the book provides a glossary, a listing of applicable statues, regulations, and rules, and other resources to provide assistance to financial service professionals.
Members $40.00, Non-Members $75.00
#10105 Risk Management for the New Generation
The Guide is arranged to provide an overview of the ACH Network and risk issues involved to assist those new to the ACH Network. Subsequent chapters address the specific risk issues related to Internet, Electronic Check and Telephone-Initiated ACH payments from the Originator, ODFI and RDFI perspectives.
Members $35.00, Non-Members $55.00
#40002 Sample Company/FI Agreement
Sample agreement between the FI and the originating company. Used as a starting point and tailored to each FI as needed.
Members No Charge, Non-Members $200.00
#65000 The Building Blocks of the ACH File
This replica of an ACH File is constructed completely with "colored building blocks". The ACH File consists of one file header record, one file control record, two complete batches and a 9-filler record. Within each record, a block represents a "field". Details on each block include "field name", the field inclusion requirement (Mandatory, Required or Optional) and number of [characters].
The first batch contains a PPD entry detail record with the Optional Addenda record. The second batch contains a POP entry detail record to demonstrate that field names, inclusion requirements and content "change" based on SEC Code. The file also comes complete with a "9-filler record" so
the ACH file is "blocked" (the 9-filler record is attached to a sturdy "base" so you can prominently display your ACH File). Also included is a "cheat sheet" which identifies, in visual detail, the complete "Building Blocks of an ACH File".
This "hands-on" learning tool is a MUST for all participants in ACH; Originators (to assist you in working with your programmers of your origination software), ODFIs (make available to help originating companies' format their ACH files), RDFIs, software vendors and individual candidates planning to sit for the AAP exam.
Members $175.00, Non-Members $275.00
#50750 ACH Risk Assessment Guide
As of June 18, 2010 all participating depository financial institutions are required to perform an ACH Risk Assessment. UMACHA has developed a ACH Risk Assessment Guide to help your financial institution complete this new requirement of the ACH Rules. The guide will walk you through the review of the risks associated with Third-Party Senders, Information Technology, Originators with Direct Access to the ACH Operator, Compliance Risk including BSA/AML, OFAC, and Regulation E among other areas of payment risk. Additional documents include; a sample ACH policy, a sample ACH origination agreement between the company and the financial institution, and a glossary of ACH terms. This guide is available on CD.
Members $150.00 Non-Members $300.00
#27000 Rules Review Guide for Originators - NEW!!
The new Risk Management & Assessment NACHA Rule Enhancement requires ODFIs to document risk management practices when it comes to ‘knowing the ACH customer' and understand the nature of the transactions that are being originated. It also requires additional provisions be added to the ODFI/ACH Originator agreement including the right to audit the originating customer. Are you a financial institution looking for a tool to help you perform an ACH audit of your originating customers or, are you, an originating company looking for a way to verify you are abiding by all the ACH Rules? UMACHA created a guide that provides an easy to follow form that should be filled out by the originating company which asks specific questions regarding the common ACH products used for ACH origination such as; WEB, TEL, ARC, BOC, POP, RCK, PPD credits, PPD debits, CCD and CTX entries. This form also provides specific information regarding the special ACH Rules for each product which can be used as a checklist to make sure originating companies are complying with all the requirements. Sample PPD written authorization forms and ACH check conversion authorization language are included in addition to a list of ineligible items for check conversion, a list of all ACH Return/NOC codes and a glossary of ACH terms.
Members $35.00 Non-Members $55.00
#40020 ACH Quick Reference Cards for the FI (set of 7)
A seven-card series: ACH Returns, Dishonored Returns, Notifications of Change (NOC), Special Exceptions (including Operator Rejects and Governent Payments), Electronic Check Applications, Check Conversion FAQs, and WEB/TEL. These colorful and durable desktop reference cards provide fingertip access to critical information for proper handling of these ACH items. These cards also include helpful tips and commonly asked questions and answers regarding exception handling. Updated annually to reflect the most recent rule changes.
Members $23.00, Non-Members $35.00
#40021 ACH Quick Reference Guide
A perennial favorite, this easy-to-understand guide will answer your most common ACH questions about receiving transactions. The Guide is updated annually and includes an in-depth exception handling section, Return reason codes, Notification of Change codes and an ACH terms glossary. This guide is a useful training tool for many types of ACH seminars and a handy everyday operational resource. Financial institutions have also found it to be a valuable education tool when training new operations employees.
Members $20.00, Non-Members $35.00
#40031 Debit Card Quick Reference Cards
These cards are a “must-have” for you operations area. The set includes helpful information on Regulation E liability and timeframes, chargebacks, definitions and contacts. Various types of card fraud including skimming, identity theft, telemarketing fraud and phishing are explained. These cards make a great training tool!
Members $28.00, Non-Members $40.00
#40032 Check Quick Reference Cards
This set of cards covers "need to know information" about the check industry including Reg CC Returns and Remotely Created Checks, Check 21, Exception Holds, MICR Line Information, and more. These durable cards also cover various types of check and deposit fraud including forgery, counterfeit, substitute checks, and altered checks. They assist staff in identifying fraud types, how they occur, examples, and tips to identify check fraud.
Members $28.00, Non-Members $40.00
#40022 Corporate ACH User Quick Reference Cards (set of 3)
This three-card series is designed specifically for Corporate ACH users. These durable desktop reference cards give Originators fingertip access to critical information for the correct handling of ACH returns, dishonored returns, and Notifications of Change (NOC). Information on Standard Entry Class Codes and Transaction codes is included, as well as solutions for handling ACH exception items. This is an ideal tool to assist with Originator education and rule compliance, which is the responsibility of the ODFI. Updated annually to reflect the most recent rule changes.
Members $18.00, Non-Members $25.00
#40105 IAT Quick Reference Cards
This set includes 5 cards each one covering detailed information relating to the new SEC Code IAT for the RDFI, ODFI, Gateway Operator/ACH Operator Roles, IAT formats and a general info card. Everything you need right at your fingertips!
Members $20.00, Non-Members $40.00
#10112 Introduction to Payment Systems
New to banking? Learn the basics of the ACH, check, wire and card payment systems in this compact 5" x 8" size quick reference. Find out how these payment systems work, who the participants are, and the legal framework associated with each.
Members $5.00, Non-Members $10.00
#10111 Payments & Risk Glossary
Find out what all those acronyms stand for, along with the definitions of many of the technical terms used in all the payment systems. Concise definitions and a compact 5" x 8" size makes this a useful desktop reference.
Members $5.00, Non-Members $10.00
#40028 Standard Entry Class (SEC) Code Detail Cards
A complete 5-card set includes ten SEC Codes: ARC, POP, BOC, RCK, WEB, TEL, PPD, CCD & CTX; PLUS IAT (effective 9/18/09). These durable desktop reference cards contain the most up-to-date details pertaining to the specific rules unique to each SEC Code. The requirements and special rules, including return information is detailed on these cards which are invaluable to all ACH Participants. This ideal tool can assist financial institutions with Rule Compliance whether originating or receiving these types of ACH transactions, plus help aid in Originator education. These detail cards are a must for all financial institutions and Originators alike!
Members $15.00, Non-Members $30.00
#65005 The Serve and Volley of the ACH Rules
This quick reference tool is what every ACH participant needs to assist with their day-to-day ACH Operations. In this unique "tennis court" design, you'll have all the Standard Entry Class (SEC) Codes (otherwise referred to as the forward ACH entry); plus all the return reason codes, NOC codes, including timeframes allowed for each according to the ACH Rules, right at your fingertips!
8 ½ x 11 in size when folded; 11 x 17 when opened, this "cheat sheet" resembles a "tennis court" outlining the forward and return process within the ACH Rules. Tennis Racquet #1 identifies forward entries with a complete listing of all SEC Codes. Tennis Racquet #2 defines the return timeframes and all return reason codes, including administrative and unauthorized. Tennis Racquet #3 contains the dishonored return reason codes with timeframes and Tennis Racquet #4 contains the Contested and Corrected Dishonored Return Reason Codes with the required timeframes. The "tennis balls" identify the NOC (Notification of Change) Codes, including refused and corrected NOCs. The center of the tennis court (the net) is represented by the ACH Operator, defining the Return Reason Codes for error conditions, to be used by the ACH Operator ONLY. Pictured in the lower left is a "scorecard" defining the "forward and return process and when it MUST go outside the ACH network for disputes.
Members $15.00, Non-Members $30.00
#50500 Image & Remote Deposit Capture Guide on CD
The purpose of the Image and Remote Deposit Capture Guide is to provide your institution with an overview of Check 21, remote deposit capture, image exchange, ACH check conversion, and to help you gain a better understanding of the best clearing options. Utilize this guide to decide if you should implement a branch capture or image exchange solution and how to offer a remote deposit capture product to your customers. Included is a sample FI/Company RDC Agreement; a sample RDC Risk Management Policy; and two sample RFP's just to name a few. Created in Word, the guide is provided on CD.
Members $150.00, Non-Members $300.00
#50502 RDC Service Agreement
A large number of financial institutions have found their RDC customer agreement is lacking important provisions. Purchase this sample RDC service agreement to ensure you have addressed all the critical elements that need to be included in the agreement between a financial institution and its RDC customer. Created in (Word) this sample agreement is available on CD and should be modified to fit the RDC service offered by the FI.
Members $75.00, Non-Members $150.00
Special offer!
Purchase both the RDC Service Agreement (#50502)and the RDC Risk Management Policy (#50503) and save $25.00! Choose option #50504 when you check out.
#50503 RDC Risk Management Policy
The purpose of the RDC risk management policy is to provide a document that will help a financial institution implement a policy based on the scope of the RDC service. This sample policy was created in (Word) is available on CD and can easily be tailored to fit a financial institution's RDC program.
Members $50.00, Non-Members $100.00
Special offer!
Purchase both the RDC Service Agreement (#50502)and the RDC Risk Management Policy (#50503) and save $25.00! Choose option #50504 when you check out.
#50506 RDC Software and Hardware Vendor Request for Proposal (RFP)
Are you thinking about offering an RDC service to your customers? Have you started looking for a vendor to partner with but want to make sure you are asking all the right questions? Purchase our sample Request For Proposal (RFP) documents to make the vendor selection process easier. Created in (Word), these sample documents can be tailored to fit the software and hardware requirements you are looking for.
Members $25.00, Non-Members $50.00
#50507 RDC Risk Assessment Guide
If you have deployed a branch capture process internally or offer an RDC service to your customers, did you know an RDC risk assessment needs to be performed? Are you looking for a tool to help conduct a risk assessment of your RDC program? Make sure you are ready for the questions that will be asked by regulators. This guide was developed so financial institutions can identify risks within an RDC program based on the places where checks are being captured. Checklists, process steps, interview questions and website resources are also included, in addition to an RDC end-user self-assessment form. The guide was created in (Word) and is available on CD.
Members $150.00, Non-Members $300.00
#50508 RDC Customer (End User) Self-Assessment Form
The FFIEC guidance regarding risk management of RDC says when appropriate, based on risk, financial institutions may choose to rely on self-assessments by their RDC customers for controls that would otherwise be reviewed during an on-site visit. This self-assessment form can easily be modified to assist a financial institution when performing RDC customer reviews at locations they choose not to visit but still need to obtain important information. The form was created in (Word) and is available in an electronic format.
Members $25.00, Non-Members $50.00
#50509 RDC Customer Approval Form
Do you perform due-diligence prior to approving a customer for your RDC service? According to the FFIEC Risk Management Guidance for RDC, management should establish appropriate risk-based guidelines to qualify customers for this service. Purchase this sample approval form, created in (Word) and customize it to fit your financial institution's RDC approval process.
Members $15.00, Non-Members $30.00
Special offer!
Purchase both the RDC Customer Approval Form (#50509) and the RDC Customer Review Form (#50510) and save $10! Choose option #50511 when you check out.
#50510 RDC Customer Review Form
Are you reviewing your existing RDC customers on a periodic basis after they are approved to use the service and have been processing electronic deposits for awhile? Are you looking for a tool to help you with this type of review? We have created a customizable (Word) sample form to help you implement an RDC customer review process. For those customers outside your footprint, consider purchasing the RDC Customer (End-User) Self Assessment Form.
Members $15.00, Non-Members $30.00
Special offer!
Purchase both the RDC Customer Approval Form (#50509) and the RDC Customer Review form (#50510) and save $10. Choose option #50511 when you check out.
#40001 Guide to ACH Origination
This spiral-bound, easy-to-use guide is designed to help financial institutions establish and maintain successful ACH origination operations. Preliminary requirements, fundamental operations and implementation concerns regarding specific requrements are covered. Provides step-by-step information on getting started as an Originating Depository Financial Institution (ODFI). Includes sample contracts, forms and reports.
Members $22.00, Non-Members $40.00
#20200 Direct Deposit Authorizations (100/Pack)
These authorizations are for companies looking for generic authorization forms that market ACH benefits to consumers. The blue direct payment authorizations are bi-fold, 3 3/4 x 6 1/4", and the green direct deposit authorization forms are single fold, 3 1/2 x 7".
Members $15.00, Non-Members $30.00
#20210 Direct Payment Authorizations (100/Pack)
These authorizations are for companies looking for generic authorization forms that market ACH benefits to consumers. The blue direct payment authorizations are bi-fold, 3 3/4 x 6 1/4", and the green direct deposit authorization forms are single fold, 3 1/2 x 7".
Members $15.00, Non-Members $30.00
#40065 Guide to Implementing an ARC Entry Program
The Accounts Receivable(ARC)ACH application went into effect on March 15, 2002. This publication from NACHA The Electronic Payments Association, will give you the information you the need to offer this option.
Members $22.00, Non-Members $40.00
#40068 Guide to Implementing BOC Entry Program
This publication from NACHA - The Electronic Payments Association will give you the information you need to implement this time- and cost saving option. Chapters cover Originating Company, ODFI and RDFI perspectives, including: benefits, economic incentives; NACHA Operating Rules and legal framework; getting started; risk management for BOC entries; frequently asked questions; sample notification and statement language; and BOC economic framework. (2007)
Members $32.00, Non-Members $55.00
#40060 Guide to Implementing POP Entry
Now there's a cheaper, faster way to collect consumer checks at the point of purchase - using the ACH Network as an alternative to the expensive, time-consuming paper collection process!
The Guide to Implementing a Point-of-Purchase Entry Program has been developed by the experts at NACHA to help you take advantage of this new application. In it you'll find everything you need to determine if a point-of-purchase debit entry program is right for your organization and how to comply with the ACH Rules that support these one-time consumer debits initiated at the point-of-purchase.
Members $22.00, Non-Members $40.00
#10500 Guide to Implementing RCK Entry
Are you tired of wasting time and money trying to collect on checks returned for insufficient funds (NSF)? Now there's a faster, cheaper, more efficient way...re-presenting checks electronically through the ACH Network! The Guide for Implementing a Re-Presented Check Entry Program has been developed by experts at the National Automated Clearing House Association (NACHA) to help you take advantage of this new application
Members $22.00, Non-Members $40.00
#40055 Guide to Implementing Telephone-Initiated ACH Debit Program
The Rules covering Telephone-Initiated ACH Debits went into effect on September 14, 2001. This new publication from NACHA The Electronic Payments Association, will give you the information you the need to offer this option.
Members $22.00, Non-Members $40.00
#40070 Third Party Senders and the ACH Network
This publication from NACHA - The Electronic Payments Association provides a review of the variations in legal requirements and processing obligations relating to the origination of ACH entries when a Third-Party Service Provider, acting as a Third-Party Sender, is involved in the origination of transactions through the ACH Network. Third Party Senders & The ACH Network: An Implementation Guide is designed primarily for use by Originators, ODFIs, and those Third-Party Service Providers that act in the specific role of Third-Party Senders as defined by the NACHA Operating Rules.
Table of Contents
Section One - Introduction
A. Background
B. Organization and Coverage of This Book
C. Overview of the ACH Network
1. ACH Participants
2. Payment Applications
Section Two - General Concepts
A. Third-Party Service Providers and ACH Processing
B. Third-Party Service Providers and the NACHA Operating Rules
C. The Many Roles of the Third-Party Service Provider
Section Three - Third-Party Senders and ACH Processing: Understanding the New Environment
A. Issues for Originating Depository Financial Institutions (ODFIs)
B. Issues for Third-Party Senders
C. Issues for Originators
Section Four - Frequently Asked Questions
Section Five - Third-Party Sender Case Studies
Section Six - Sample Agreements
Section Seven - Understanding the ACH Network: An ACH Primer
(2005)
Members $35.00, Non-Members $65.00
#40052 Understanding Internet-Initiated ACH Debits
In May 2006 the original publication, Understanding Internet-Initiated Entries was updated. This amended version of the original publication has resulted from a changing ecommerce landscape over the last several years, together with several changes to the WEB rule that are worth noting and understanding for your organization to offer this low-cost, alternative online payment option.
Members $35.00, Non-Members $60.00
#80001 AAP Test Resource Kit with Rule Book #1
Includes the following materials:
-ACH Rule Book
-Guide to ACH Origination
-Risk Management Handbook
-Risk Management For Internet, Telephone And Electronic Check ACH Payments
-ACH Compliance Handbook
-Revised UCC-4A and the ACH Network
-Introduction to Payment Systems
Members $175.00
#80002 AAP Test Resource Kit without Rule Book #2
Includes the following materials:
-Guide to ACH Origination
-Risk Management Handbook
-Risk Management for Internet, Telephone and Electronic Check ACH Payments
-ACH Compliance Handbook
-Revised UCC-4A and the ACH Network
-Introduction to Payment Systems
