Financial Institutions

Checks aren't the leading method of payment anymore,

As a financial institution you are challenged with a constantly changing environment. Consumers are asking companies for the option to receive payments and pay bills through the Automated Clearing House (ACH) Network. Your challenge is to keep up with these programs and the rapidly changing rules of electronic payments . . . so you can stay competitive. From automated bill payment, direct deposit and financial EDI to understanding payment systems fraud, you need to be in the know to serve your customers . . . and leverage your financial risks.

Financial Institution Membership Benefits


As a new or returning member of UMACHA, we want to provide you with the tools you will need to be successful. Your membership includes the following resources:

  • Excellent Customer Service that is just a phone call away
  • Complimentary Annual ACH Rules Book
  • Several handy “Quick Reference” resources, sent upon receipt of first year membership dues
  • Online access to free sample forms, agreements and policies through the “Members Only” area of the website
  • Discounted members-only pricing for compliance services, education and publications
  • Customized On-Location Assistance (COLA) available to members-only


Just a phone call away, our staff of ACH Professionals (AAPs) has over 70 years of operations experience. We are committed to providing our members with the best, most up-to-date information available.


Empower your staff with well-organized, excellent quality in-person workshops, seminars, and interactive webinars offered only by UMACHA. Customized On-Location Assistance (COLA) is member-exclusive.


Ensure compliance by having UMACHA perform a thorough ACH Audit, ACH Risk Assessment, and/or RDC Risk Assessment and receive suggestions for improvement with every visit.


With education from UMACHA, your frontline staff will be more effective in meeting your customers/members needs, while operations staff will be more efficient with correct processing and risk mitigation.


Members enjoy discounts on compliance services, education, events and publications, as well as complimentary webinars, sample documents, and several handy “Quick Reference” resources.


Electronic transactions cost significantly less to process than paper items, and the cost spread continues to increase. UMACHA is your partner to help implement cost saving electronic payments applications.

Be informed . . . understand more about electronic payments and the ACH Network...

Join UMACHA Today!

For a free webinar sample, click HERE

Download and complete our Membership Agreement.